I am often taking pictures of them styled in various ways around my home and I find this really resonates with my followers.". HMRC confirmed to me that you could, however, do a completely different paid job while furloughed. What a generous post and the excellent choice of wording in the article. If black and more black is your thing, the interior designer Abigail Ahern is an expert at demonstrating how to put together dark and moody rooms. The sum will be equivalent to 80 per cent of monthly earnings, up to a maximum of Â£2,500, for three months (and the government has said it might be extended). bigissue.com — Money expert Laura Whateley talks through the steps, apps and tips for how to save money as England heads into another lockdownThe coronavirus pandemic has shaken up all our financial plans. Will people still be able to spend as much with these businesses if they are worried about their own jobs or health? Matthew Brown, a technical officer for the Chartered Institute of Taxation, explains that if you are a director of your own limited company you are not self employed in the legal sense. It is meant only as an approximation based on the latest information available and should not be relied upon for any other purposes. WHATELEY, Joseph Robert. âAs a director you are deemed to be an employee of that company for tax purposes.â That means, in theory, you can take advantage of the governmentâs job retention scheme available for employers instead and furlough yourself. 234 Likes, 39 Comments - Laura Whateley (@laurawhateley) on Instagram: “I know I’m getting Insta-insufferable (instufferable?) The money is a taxable grant, so you donât have to pay it back, but you will owe tax on it when you complete your self assessment for the year 2020-2021, and you will receive it even if you are still able to work. ", More:One-Time Home of ‘Peter Pan’ Author J.M. "In the absence of a shop floor, Instagram is our connection to our customer base, our link to the outside world, as it were," Mehydene says. HOWEVZ walked past @foylesforbooks Waterloo…” All information correct at time of publishing 16/04/20. In this series, we meet inspiring women from all walks of life. Its Instagram feed is a vision of the rustic Provençal or chic Parisian life you wish you lived. Articles by Laura Whateley on Muck Rack. If you need finance, the coronavirus business interruption loan scheme (CBILS) could help with a loan of up to six years, with the first 12 months interest free. If you were eligible for small business rates relief as of 11th March , then you can apply for Small Business Grant Fund (SBGF) of Â£10,000. "I estimate that I have spent £20,000 on making my home look like those I have seen on the app. A minimum initial investment of as low as $500, but generally $1,000 or more, is required. If you are one of those who has slipped through the cracks you should apply for universal credit. They are offered by banks but backed by the government, find more information here. The latest Laura Whateley news and features. Tune into Urban Jungle Bloggers and you will see that there is room for many more. This deadline has been pushed back until January 31 2021, which might help with cash flow. If you are a director of a limited company itâs likely that youâve been paying yourself tax efficiently through salary plus dividend, so do you have any surplus cash in the business that you could draw on? Lance Sergeant (Memorial has Sgt) 2987, 2/7th Royal Warwickshire Regiment killed in action on the 19/07/1916 aged 28. Martin Lewis has suggested a work around. And especially the way you tell and describe is very admiring. Her Instagram is not too polished and it’s all the better for it. "When we began renovations on our kitchen last year, I relied on Instagram for inspiration and found myself spending money on items specifically because I knew they would look good on my feed," she says. A recession looks inevitable, what is that going to mean for our savings or our debts? This will mean cutting costs in some areas, like unnecessary subscriptions, or even applying for a mortgage holiday for your home.â. Meet Laura, author, award-winning journalist and The Times' consumer champion. Join to Connect Freelance (Self employed) City University (GB) Report this profile About Journalist and author covering consumer affairs, personal finance, travel, and property. Thanks for sharing and Excited to read your next one. Thanks Alex, a great read as always. They include those who earn more than Â£50,000, or those who are newly self employed and did not have to complete a 2018-2019 tax return. Lisa Mehydene is a "self-confessed interiors addict and rug junkie". Journalist and freelancer-rights campaigner Anna Codrea-Rado has put together a brilliantly helpful list of emergency funds for freelancers. When you pay electron ic ally, the bank withdraws funds on the pay-ment date. @ lwhateley Laura has been writing for The Times since 2008 covering consumer affairs, property and interiors, and affordable travel. He links to a website where you can buy any of the furniture you see in his Instagram pics. Selency is a French vintage furniture and interiors brand selling good value, hand-picked, preloved homeware. Furloughed employees stay on the payroll, earning 80 per cent of their salary, up to a maximum of Â£2,500 a month, no matter their income. Laura Whateley, a real money management correspondent at Zopa, a Fintech lender and digital bank, notes that at the beginning of the COVID-19 pandemic, it … Sadly fall into the ineligible bracket as I left employed work in Finance April 2019! Interspersed are pictures of patterns and interiors that she loves, alongside snaps of her children and enviable holidays. All property prices are as stated by the listing agent. We are not responsible for any loss that you may incur as a result of relying on these currency conversions. Laura is a journalist and author of the book Money: a user's guide, a practical handbook on all things personal finance aimed at the under 40s. @littlegreenepaintcompany Matilda Goad is a designer, creative consultant and contributing editor of House & Garden magazine, with a taste for colourful, feminine bohemian interiors, patterns, florals and scalloped edges. People are posting photos on Instagram of their wonky boobs and belly rolls ... Money: A User's Guide by Laura Whateley is out on 4th October 2018, published by 4th Estate. She is also Monzo's agony aunt. Here she shares what she sees as the trends for the future of personal finance and her experience in the industry. Bedroom Book Club MGallery Hotel Collection & Rebel Book Club present a special series of exclusive author podcasts, books & cocktails for your reading pleasure. The government has set up a helpline, on 0800 024 1222 to discuss options, including paying in instalments. For the lucky ones who are still earning the same as they were last year and haven’t been placed on the furlough scheme , lockdown has meant that they are actually better off, with fewer opportunities to spend. Lots of the pictures are posted by followers showing off their own foliage-packed bathrooms and shelves. Barrie Lists in Surrey, England. Explore British GQ to find out more including articles on fashion, grooming and culture. Xx, Oh how frustrating – can you possibly do freelance work at all? This week Paul Scully, the Small Business Minister, agreed to look into whether this technical problem could be tackled in order to help the 2 million businesses that pay themselves in dividends, calling on accountants for ideas, so watch this space. DISCLAIMER: The currency conversion is provided for illustration purposes only. Listen to three, talented British non-fiction author’s introduce our unique hotel’s stories and their… He is at rest in Cabaret … money is withdrawn from your account, so you keep the float. By Laura Whateley The coronavirus pandemic has shaken up all our financial plans. Fast Download speed and ads Free! She mentions specific paint colours and brands, such as Farrow & Ball Downpipe, which is handy if you want to get the look at home, and homeware brands worth investigating, such as @dowsingandreynolds, which sells doorknobs and lighting. Here, financial journalist and money saving expert Laura Whateley offers her advice on making your precious pennies and pounds stretch further in 2020 and beyond. It is also only for those who earned the majority of their income through self employment, no help for side hustlers. More:Han Solo’s Jacket To Be Auctioned Live This September. Required fields are marked *. Laura Whateley has a great book offering up loads of practical money advice, from how to budget, tips for buying a house, to how to get started with investing – I began turning the pages down at interesting points until I realised I was turning nearly every page down (It’s called Money: A Users Guide). 5 Ways to Finally Tackle Them in 2021. She writes about money, property and affordable travel including columns on millennial money topics in The Times and Grazia. Delivers the most important property news around the world to your inbox each weekday, COPYRIGHT © 2020 MANSION GLOBAL. Our Library, est. He says that cash flow is crucial, at any time, but especially now. HMRC argues it cannot differentiate between dividends used in lieu of wages, and those from investments. Laura Whateley. You can click through to her website to buy some of the items she pictures, including scalloped-edge raffia lampshades and multicoloured rainbow cutlery. Those over 25 can claim up to Â£409.89 a month to cover income, and more for housing costs. Unfortunately, there are quite a few sole traders who are ineligible. In exchange for investing in these funds, investors earn returns that are comparable to or higher funds, investors Take control of your personal finances with this concise, timely and indispensable guide, from acclaimed money expert Laura Whateley. Mindf*ck by Christopher Wylie The Ungrateful Refugee by Dina Nayeri In the Realm of Hungry Ghosts by Gabor Maté 21 Lessons for the 21st Century by Noah Yuval Harari … Inky, dark tones add depth, shadowy areas, corners fuzzing in and out and it feels totally tantalising. Laura Whateley Money Money (2018), the celebrated handbook to all things money, cuts through obscure financial jargon to explain personal finance in clear and straightforward terms. The Spaces is a digital magazine for design-lovers that features beautiful homes, hotels and workspaces from around the world. Your email address will not be published. This preview shows page 25 - 27 out of 40 pages.. age commissions. Her Instagram is full of pictures of her home and other Scandi-inspired rooms that she rates, usually with lots of greens, greys and blues, bookshelves, wood and walls of framed pictures. If you think your interiors need a lick of paint get following some of the top brands on Instagram. Another issue is that many people pay themselves only a small salary, but large dividends. Orange lacquered side table, anyone? Feeling concerned about your cushions? We’ve built relationships with other brands through the platform and collaborations have come from following others with a similar aesthetic.". "I tend to live with my products before launching them to market, because I like to fully understand their purpose, adaptability, how they age. Iâll be sharing later on. If you are planning a renovation, or idly wondering whether you should update the curtains, here are the Instagram accounts to follow to get you started. We asked money expert Laura Whateley, author of the bestselling “Money: a user’s guide” and the former consumer finance agony aunt for the Times, to take a look at how much you should save, and if you could save more, even in these unusual times. There’s also the occasional picture of his dog, Foxylady. Here Iâve waded through the jargon to round up whatâs out there to help. When will businesses reopen? It features a mix of aspirational interiors it has sourced from across the internet, including dreamy hotels, and products you can buy. By Laura Whateley. Nick Maynard, is founder of Practice, an accountant for creative businesses. The problem is that unlike the self-employment scheme, furloughed workers are not allowed to continue to do their normal job. The Financial Diet: A Total Beginner's Guide to Getting Good with Money. Paint companies have some fantastic photography, with colour experts pro at putting together shades and tones in ways you have never imagined.
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